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Health & Disease A to ZPlastic Surgery Medical DictionaryHow 1 to 10
Simply put, a personal injury claim involves an injured individual seeking compensation for their pain and suffering, emotional distress, permanent disability, or other ensuing injury from the person, company, or institution believed to be at fault. The claim may be brought on one of three grounds: negligence, strict liability, and intentional wrong. But regardless of its grounds, the claim must meet the three elements of tort to establish liability.
Although clear-cut personal injury claims - such as minor fender benders that cause little damage - can sometimes be settled without a personal injury attorney. However, it is in your best interest to hire a personal injury lawyer if your claim involves significant and/or permanent injury, mental anguish, or the wrongful death. In addition to serving as an invaluable source of legal information, a personal injury attorney can help you understand how the system works and help you win fair compensation.
If you have been a victim of personal injury, you may be entitled to damages. Contact a personal injury lawyer in your today to learn more about your possible personal injury settlement.
How are Personal Injury Claims Settled?
If you were involved in something like a minor car accident - one that caused no serious injuries - it may be in your best interest to settle by dealing directly with the insurance company. Because property damage assessment is fairly standardized within the auto industry and is oftentimes based on a quote from an auto body shop or an insurance agency representative, a claims adjuster will probably offer you fair compensation, just to avoid dragging out the case and incurring further expense to his employer. However, if your claim involves significant personal injury, you should definitely consult a personal injury attorney. Here's why:
Like most businesses, insurance companies exist to make money - and the less money they pay out for personal injury settlements, the better their profit margins are. They typically make offers up front, wanting to settle claims as quickly - and cheaply - as possible. If, for example, you have no legal representation and little knowledge of the value of your personal injury claim and potential settlement, the insurance adjuster probably won't make you a reasonable offer - why would he if he knows he can get off cheaply? Instead, the adjuster is hoping that you will just take the money - doing so would absolve the insurance company of any further obligation, even if your condition were to worsen in the future.
If you would like to protect your rights and to receive the personal injury settlement you truly deserve, hire a personal injury attorney. A personal injury attorney will protect your interests, help you collect evidence, build a strong case, file the necessary paperwork, and speak directly with the insurance companies or opposing lawyers so you don't have to. And perhaps most importantly, hiring a personal injury attorney will let the insurance companies know that you are serious: a personal injury lawyer represents the threat of a costly lawsuit, which most insurance companies want to avoid.
Select an adeptly qualified personal injury lawyer in your area to learn more about your settlement.
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